Southwest Rapid Rewards Plus Credit Card Review,Apply Online

What is the Southwest Rapid Rewards Plus Credit Card?

Southwest Airlines and Chase Bank jointly provide the Southwest Rapid Rewards Plus Credit Card. It allows cardholders to earn Rapid Rewards points on purchases, which can be redeemed for flights, hotels, gift cards, and other items. Other features of the card include priority boarding, no foreign transaction fees, and a registration incentive.

Overview of the Southwest Rapid Rewards Plus Credit Card

The Southwest Rapid Rewards Plus Credit Card is a rewards credit card issued by Chase Bank and Southwest Airlines. The card has a robust rewards scheme, allowing cardholders to earn Rapid Rewards points for every dollar spent. Those points can be used to purchase flights on Southwest Airlines, as well as redeemed for other travel-related services. Additionally, cardholders receive a number of other advantages, like as priority boarding, discounts on in-flight purchases, and a free checked bag.

The annual cost is $69, and there are no foreign transaction fees. Cardholders receive 40,000 Rapid Rewards points after spending $1,000 in the first three months. This offer is worth up to $500 in Southwest Airlines travel.

Cardholders also receive 3 points for every dollar spent on Southwest Airlines and Rapid Rewards hotel and vehicle rental partners, 2 points for every dollar spent on social media and internet, cable, and phone services, and 1 point for every dollar spent on all other transactions.

Other features of the Southwest Rapid Rewards Plus Credit Card include no ban dates, no change fees, and the option to use points to purchase flights on other airlines Card.

Southwest Rapid Rewards Plus Credit Card

Southwest Rapid Rewards Plus Credit Card Review

Quick highlights

1. Earn 2 points for every $1 spent on Southwest® transactions as well as Rapid Rewards® hotel and car rental purchases. Earn one point for every $ spent on any other purchases.
2. Welcome Bonus: Earn 40,000 points after spending $1,000 in the first three months.
3. Companion Pass: A Companion Pass is awarded after earning 110,000 points in a calendar year and spending a qualifying total of $12,000 in that same calendar year.
4. Advantages: Earn 3,000 anniversary points every year and save foreign transaction fees.
5. Annual Fee: $69

Southwest Rapid Rewards Plus Credit Card’s latest welcome offer

The Southwest Rapid Rewards Plus Credit Card presently provides a welcome offer of 40,000 bonus points after spending $1,000 on purchases in the first three months. This is enough for up to $500 in Southwest Airlines travel.

Cardholders can also receive 2 points for every $1 spent on Southwest Airlines purchases, as well as Rapid Rewards hotel and auto rental partner transactions, and 1 point for every $1 spent on all other purchases. Every year on their anniversary, cardholders receive 3,000 bonus points.

Pros and Cons of the Southwest Rapid Rewards Plus Credit Card

Pros:

• Generous sign-up bonus: Earn 40,000 points after spending $1,000 on purchases in the first three months after opening your account.
• No international transaction costs: When using the Southwest Rapid Rewards Plus Credi Card to make purchases abroad, there are no fees.
• Companion Pass status: Earn 1,500 tier qualifying points for every $10,000 spent, up to a maximum of 15,000 points per year, toward achieving Southwest Companion Travel perk.
• Get rewards: Cardholders earn two points for every dollar spent on Southwest Airlines flights, hotel and car rental partners, and one point for every dollar spent on everything else.
• No blackout dates or seat limits: There are no blackout dates or seat restrictions when using points to buy a flight on Southwest.

Cons:

• Expensive annual fee: The Southwest Rapid Rewards Plus Credit Card costs $69 per year.
• Low point value: The value of one Southwest point varies but is often between 1.0 and 1.5.
• Limited redemption options: Rapid Rewards points can only be redeemed on Southwest Airlines tickets or through participating partners. Points are not redeemable for cash, gift cards, or other items.

Cardholder Benefits of the Southwest Rapid Rewards Plus Credit Card

  1. Earn 2 points for every dollar spent on Southwest Airlines, Rapid Rewards hotel and auto rental partners.
  2. Earn 1 point for every dollar spent on everything else.
  3. Earn a 3,000-point bonus after spending $1,000 in the first three months after starting your account.
  4. Earn a 6,000-point bonus after spending $25,000 in a cardholder year.
  5. Earn up to $75 in statement credits each calendar year if you use your card to buy eligible in-flight WiFi and/or in-flight entertainment.
  6. Earn 1,500 tier qualifying points for every $10,000 spent.
  7. Purchase protection, extended warranty, travel accident insurance, and car rental insurance are all available.
  8. Redeeming reward points for free or cheap flights is simple.
  9. There are no international transaction costs.
  10. Payment alternatives that are flexible.

Rates and fees 

The Southwest Rapid Rewards Plus Credit Card offers a $69 annual fee and a sign-up bonus of 40,000 points after spending $1,000 on purchases in the first three months. You’ll also get two points for every dollar spent on Southwest Airlines purchases, one point for every dollar spent on anything else, and a 6,000-point bonus every year after your card’s anniversary.

Cashback rewards have a higher variable APR of 28.74 percent, as well as a fee of $10 or 5% of the transaction amount, whichever is greater. Balance transfers are also subject to a fee of $5 or 5% of the transaction amount, whichever is greater. Furthermore, if you make a late payment or have your payment returned, you may be charged a cost of up to $40 per instance, as well as a penalty APR of up to 29.99 percent, which you may be stuck with permanently. The good news is that there are no fines for bounced checks or exceeding your credit limit.

The Southwest Rapid Rewards Plus Credit Card has a foreign transaction fee of 3%, so consider this if you plan to use the card outside of the United States.

Southwest Rapid Rewards Plus compares to other travel cards

Because of its large benefits and minimal annual fee, the Southwest Rapid Rewards Plus card is an excellent choice for regular travellers. Cardholders can earn up to twice points on Southwest purchases and 6,000 extra points just for renewing their card each year.

In addition, the card provides discounted reservation alternatives as well as access to exclusive discounted fares. These features make the Southwest Rapid Rewards Plus a compelling alternative to other travel rewards cards. Other rewards cards may offer more sign-up bonuses and better spending rewards, but the Southwest Rapid Rewards Plus stands out for its travel features and cheap cost.

Worthy of the Southwest Rapid Rewards Plus card

For frequent flyers and travellers, the Southwest Rapid Rewards Plus card can be a wonderful deal. Many consumers find benefits like 2x points on specific categories of purchases and the annual companion pass to be appealing. Finally, depending on your personal travel demands, the card may be worthwhile.

Southwest Rapid Rewards® Plus Credit Card Apply Online

 

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